John Dunne whatsapp Friday 5 November 2010 3:45 am whatsapp RBS has announced pre-tax losses of £1.38bn for the three months to the end of September.The lender – which is 84 per cent owned by the taxpayer – said market conditions would remain challenging.Chief executive Stephen Hester said the bank was making “good progress in our recovery”, but that highly volatile accounting charges could “obscure our underlying story”.He said that underlying operating profits had risen from £250m to £726m.Since October 2008, the bank has announced 23,000 job losses worldwide, including 17,100 in the UK. Richard Hunter, head of UK Equities at Hargreaves Lansdown, said: “At RBS, the long hard slog continues for the beleaguered bank, yet there are some signs of optimism. The investment banking arm continues to struggle in a difficult environment, whilst the increase in the value of the bank’s own debt is a concerning development. Set against this, at an operating level RBS is making some progress and the complex restructure of the entire business seems to be at the top of the bank’s agenda.” RBS took a £825m hit on the toxic asset protection scheme backed by the Government.Hester added: “There is plenty of work still for us to do and obviously we can be affected by the outside world and the pace of economic recovery. There are certainly some clouds out there and we’ve still got our raincoat on.” Share Show Comments ▼ RBS sinks £1.4bn into the red Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe WrapNewsmax Rejected Matt Gaetz When Congressman ‘Reached Out’ for a JobThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap’Sex and the City’ Sequel Series at HBO Max Adds 4 More ReturningThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrap Tags: NULL
Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Karl Loomes | Thursday, 30th April, 2020 | More on: SBRY Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images. Karl has shares in J Sainsbury. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address As I write this, Sainsbury (LSE: SBRY) shares are down more than 4% on the day. I have to admit, when looking at its earnings results I am not really sure why. Or rather I know why, but I think the concerns may be unfounded.Sainsbury’s earnings numbers were not very exciting. Group sales were pretty flat, while pre-tax profit fell 2%. Worse still for investors, the company said it would be deferring the decision on a dividend to the autumn. By comparison, Tesco recently confirmed it would be going ahead with its dividend. Investors notice such things.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…CoronavirusFor me however, this all seems to be missing one key element – coronavirus. Though it has dulled down now, the first quarter of this year saw panic buying create a surge in food demand for supermarkets. Meanwhile, even with lockdown, stores such as Sainsbury have remained open as essential.What’s more, online grocery shopping has increased as people avoid public places. Generally speaking, online delivery is more cost-efficient for supermarkets. A shift from one to the other should, in theory at least, be helping margins.Of course it’s not all clear sailing. Sainsbury sells many non-food items as well, almost all of which are likely to see declining sales. Clothes particularly are not likely to see demand increasing while people are locked in the house.Interestingly, Sainsbury did say that while it expects such non-food sales to decline this year, sales at its Argos brand are in fact still growing. Presumably being locked inside has led to increased demand for gadgets and games.Sainsbury in lockdownSainsbury has also seen some direct costs associated with the coronavirus. Specifically, it is expecting to spend an additional £500m this year on staff protection measurers, such as plastic screens at checkout.However Sainsbury is also expected to benefit from the business rates holiday introduced by the government. This should help the company to the tune of £450m – almost offsetting the direct costs.CEO Mike Coupe laid out his expectations for the lockdown timeline today as well. He said Sainsbury is assuming full lockdown will continue to the end of June, followed by “some releasing of the shackles during September and some form of social distancing in place for [the] remainder of the year”.The dividend questionThough the decision to delay a dividend decision is not great, I also don’t think it is as bad as we may think. Given that Sainsbury is likely to see cash costs offset by gains elsewhere, it seems to me perhaps more cautionary that necessary.If we then make the assumption that Sainsbury will go ahead with a dividend this year, now could be the perfect time to buy. Sainsbury has often appeared oversold to me, and in all honesty I am not sure why the market seems to have that tinge to it.Personally I would expect its results this year to be neutral at worst, though likely strong. Today’s dip may just be a perfect opportunity to me to buy more Sainsbury’s stock. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Why I will be buying more Sainsbury’s shares “This Stock Could Be Like Buying Amazon in 1997” See all posts by Karl Loomes
Howard Lake | 24 January 2011 | News John Lewis Partnership offers secondments to charities for up to six months Tagged with: corporate Volunteering AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 The John Lewis Partnership is again inviting charities to apply to take secondees from John Lewis and Waitrose for up to six months.The company funds employees, or ‘Partners’, from John Lewis and Waitrose to take six months from their usual job, fully paid, to spend on a significant secondment in a charity of their choice. Charities that have benefited in recent years have ranged from UK-wide charities such as The National Trust and the RSPCA, to local hospices and Citizens Advice Bureaux in specific regions.The offer was made as the Partnership announced that it had donated 23,790 hours of staff secondments to charities during 2010, the highest number of hours since the scheme began 10 years ago. To mark the anniversary, the Partnership provided an extra £50,000 to help fund ten additional secondments. Partners have now contributed over 200,000 hours to charities over the past decade.Chris Jones, Manager of the Golden Jubilee Trust which handles the volunteering programme at The John Lewis Partnership, said: “We are thrilled to have been able to donate more hours than ever in 2010 – especially when so many businesses have had to cut back in this area. We want to extend our reach even further in 2011 so I would encourage charities of all sizes to approach us if they’d like to find out more about how they might benefit from The Golden Jubilee Trust”.www.johnlewispartnership.co.uk 57 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Land Rover ‘Journey of Discovery’ has raised £1 million for the International Federation of Red Cross and Red Crescent Societies (IFRC). Mark Cameron, Land Rover Global Brand Experience Director, presented the cheque to Mark Astarita, Director of Fundraising at the British Red Cross, at the Goodwood Festival of Speed, where Land Rover is celebrating the ‘Journey of Discovery’ this weekend.The 50-day ‘Journey of Discovery’ from Birmingham to Beijing, was Land Rover’s biggest fundraising project to date. It celebrated the production of the one millionth Land Rover Discovery, 23 years after it was first introduced in 1989.The money was raised by Land Rover employees as well as dealers and suppliers around the world.Land Rover has supported the IFRC since 1954. Sine 2007 it has provided £5.2 million in support to the IFRC.www.landrover.com Howard Lake | 1 July 2012 | News Tagged with: corporate Events 27 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Land Rover ‘Journey of Discovery’ raises £1m for Red Cross About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
40 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 11 December 2015 | News Jerome Moisan, MD of Blackbaud Europe, has has been appointed to the international company’s Executive Leadership Team as president of its International Business Unit. He will lead Blackbaud’s international operations including the company’s UK, Australia and Ireland offices. Moisan joined Blackbaud in 2011 as managing director for Blackbaud Europe and is based at the company’s London office. Before joining Blackbaud, he worked at Travelport, managing the UK and Ireland operations, and holding business and marketing development roles in France and Italy.Moisan said:“Blackbaud’s international footprint has grown significantly in the past few years, in large part due to the success of everydayhero™, Raiser’s Edge NXT®, eTapestry™ and Blackbaud CRM™ sales. I look forward to leading the company’s international efforts as well as continue to drive the accelerated growth we’re experiencing.” AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Blackbaud Management Recruitment / people Advertisement Jerome Moisin to lead Blackbaud’s international operations About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Main image: credit Ginger Pixie Photography Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 Children’s food charity Magic Breakfast has raised over £1 million with its emergency fundraising appeal ‘Keeping Breakfast Going’.The charity launched the appeal in March with an original target of £250,000 in response to the Covid-19 crisis. With Magic Breakfast providing nutritious breakfasts and support to over 48,000 children across 480 schools in England and Scotland, its aim was to ensure that pupils who would normally receive a free, healthy breakfast at school wouldn’t go hungry at home during school closures.The campaign’s supporters included corporate partners, major donors, Players of People’s Postcode Lottery, and celebrities such as Dele Alli and Russell Tovey. All funds raised from the Keeping Breakfast Going appeal ensured that all children affected by morning hunger from Magic Breakfast partner schools continued to receive a nutritious breakfast each school day during lockdown and school closures, including over half term and the school summer holidays, with the charity adapting its delivery model by replacing breakfast clubs and playground bagels with home deliveries and take-home packs of food.Alex Cunningham, CEO of Magic Breakfast said:“We’ve been blown away by the support we’ve had from our generous supporters and partners in response to our Keeping Breakfast Going fundraising appeal. The indicators show that the number of children going hungry is increasing at an alarming rate – and we cannot let this happen.“As a result of the pandemic we had to swiftly adapt our food delivery model to reach hungry children at home as well as school. However, we also suffered an immediate drop in income through the cancellation of fundraising events due to social distancing, and the devastating impact on the hospitality industry. It has been a difficult time for very many people and charities have seen many challenges, so we are incredibly grateful that our appeal has raised over £1million to help fight child hunger.” 399 total views, 3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 Tagged with: appeals COVID-19 Magic Breakfast beats targets to raise £1m with Covid emergency appeal Melanie May | 5 October 2020 | News 398 total views, 2 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.
Facebook Twitter Water Extremes Dictated 2015 Crops By Andy Eubank – Nov 2, 2015 SHARE SHARE Previous articleNational FFA Officer Team ElectedNext articleHow Will Agriculture Fare With Political Change Andy Eubank Home Indiana Agriculture News Water Extremes Dictated 2015 Crops Mullen 15 wrap upThis year will always be linked to water for Midwest farmers. There was too much in the spring and then a water shutoff for many in the summer of 2015. Both factors contributed to lower yields, but the start in Indiana was too much to overcome for many crops, according to agronomist Bill Mullen.“There’s nothing we can do when that much water comes at one time,” Mullen told HAT in his latest video. “Now we had some breaks in there when we were able to put our nitrogen down, especially sidedress. We had some issues even though with the UAN it was stabilized with that much water. You can never go ahead and protect that much nitrogen. We lost nitrogen. We didn’t seem to have an issue at pollination time. There wasn’t much tip back. The ears were filled out but they were smaller ears. And everyone knows we need nitrogen for grain filling.”Nitrogen loss was common in 2015.“Early on it affected our stand and besides affecting the stand, it affected the corn plant itself. We had a lot of crown rot this year. The saturated, water logged conditions really affected the base of the plant. We saw some disease come through and the roots were also hurt. And it affected the yield.”Now with harvest complete for most farmers, fall field work continues and some are tilling where they normally wouldn’t because of all the compacted soils from the heavy rains. Mullen says there is another method to improving the soil that’s becoming more common, and that’s the use of cover crops.“What we’re trying to do is improve the soil tilth,” he said. “At the same time while we’re trying to raise 250-300 bushel corn and 70-90 bushel soybeans, that’s our yield potential, we also need to take care of the soil. Cover crops is a means of doing it. Rye is very good. The big thing with cover crops is I tell people don’t do every farm. Try one field a year or two fields a year.”Bill Mullen is Director of Agronomic Services for Seed Consultants. Get more of his 2015 review in the HAT video. Facebook Twitter
Business News Community News Business News Pasadena Company Software Links Facial Recognition with Medical Records Software From STAFF REPORTS Published on Thursday, September 1, 2016 | 4:50 pm A Pasadena-based healthcare technology company announced Thursday the addition of facial recognition software to its core programs to improve the accuracy of identifying patients and linking them with their medical records.The software can even recognize photos from digital cameras, driver’s licenses and existing databases, the company claims.NextGate, a leader in biometric technology, built their platform on a neural network that is designed to perceive the compositional characteristics of a person and convert them into a numerical score which is integrated into the company’s Enterprise Master Patient Index, a measure that provides a precise link between patients and their records, according to a statement released to the press.“Biometrics extend the reach of patient identification, giving organizations more flexibility, accuracy, and confidence when locating, aggregating, and sharing patient records,” said Dan Cidon, NextGate’s Chief Technology Officer, in the statement. “The low cost yet sophisticated technology can be deployed in various environments, from self-service kiosks to the Emergency Room, enabling rapid identification of patients and access to their clinical information across the enterprise.”NextGate’s platform aims to decrease fraud, improve patient safety and increase the speed and accuracy of matching duplicate records, according to the release.For more, see http://www.nextgate.com/. More Cool Stuff faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Darrel Done BusinessVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes 0 commentsShareShareTweetSharePin it Top of the News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Subscribe First Heatwave Expected Next Week Your email address will not be published. Required fields are marked * Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. HerbeautyGet Rid Of Unwanted Body Fat By Eating The Right FoodsHerbeautyHerbeautyHerbeautyWomen Love These Great Tips To Making Your Teeth Look WhiterHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeauty Community News Name (required) Mail (required) (not be published) Website Make a comment EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
News UpdatesEnsure Compliance With Programme Codes: MIB Tells Private TV Channels [Read Statement] LIVELAW NEWS NETWORK10 Oct 2020 12:14 AMShare This – xThe Union Ministry of Information & Broadcasting has urged all the private satellite TV channels to adhere to the prescribed Programme Codes and such other guidelines, while broadcasting content. The request comes days after the self-regulatory body, News Broadcasting Standards Authority, found some national news channels guilty of insensitive reporting and sensationalizing the…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Union Ministry of Information & Broadcasting has urged all the private satellite TV channels to adhere to the prescribed Programme Codes and such other guidelines, while broadcasting content. The request comes days after the self-regulatory body, News Broadcasting Standards Authority, found some national news channels guilty of insensitive reporting and sensationalizing the death of actor Sushant Singh Rajput. “While it is the duty of the news channel to report news, which may be in public interest and the persons being reported upon may get justice from such media reports, it is equally important to present the news in a manner which does not violate the privacy of the dead nor sensationalise a tragic incident. It is important that the dead must not be subjected to unnecessary media glare,” NBSA had remarked. Insensitive Reporting On Sushant Singh Rajput’s Death: NBSA Imposes Rupees One Lakh Fine On AajTak, Asks Zee News, India TV And News24 To Apologize “On various occasions in the past, this Ministry has issued advisories to private satellite TV channels to broadcast content Strictly adhereing to the Programme an Advertising Codes as prescribed under the Cable Television Networks (Regulation) Act, 1995 and the Rules framed thereunder,” the Ministry said. Attention is also drawn to the following provisions of the Programme Code which provide that no programme should contain: Rule 6(1)(d): anything obscene, defamatory, deliberate, false and suggestive innuendos and half truths Rule 6(1)(i): criticizes, maligns or slander any individual in person or certain groups, segments of Social, public and moral life of the country. Further, the Ministry has drawn the TV channels’ attention towards a recent order of the Delhi High Court, in Rakul Preet Singh v. Union of India & Ors., asking them to exercise “restraint” in their reporting and abide by the provisions of the Programme Code as also the various Guidelines, both statutory and self-regulatory, while making any report in relation to the actress. ‘Media Should Exercise Restraint, Follow Programme Code’, Delhi HC Directs In Rakul Preet Singh’s Plea Against Broadcasting Of Maligning Campaign Against Her Click Here To Download Statement Read Statement Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story
Penguin stomach microbiota and its variability are important as these microbes may contribute to the fitness of the host birds and their chicks, and influence the microbial ecosystem of the surrounding soils. However, there is relatively little knowledge in this area, with the majority of studies focused on their deposited faeces. Here we investigated whether similar foraging strategies in adjacent colonies of different penguin species lead to similar temporarily conserved stomach microbiota. To do this, we studied the inter- and intra-specific variations in bacterial community composition in the stomach contents of sympatrically breeding Adélie (Pygoscelis adeliae) and Chinstrap (Pygoscelis antarctica) Penguins, which consumed a diet of 100% Antarctic krill (Euphausia superba) under a similar foraging regime on Signy Island (maritime Antarctic), using a high-throughput DNA sequencing approach. Our data show that Adélie and Chinstrap Penguins shared 23–63% similarity in the stomach bacterial community composition, with no significant differences observed in the α-diversity or the assemblages of frequently encountered groups of operational taxonomic units (OTUs). The most frequently encountered OTUs that were shared between the species represented members of the phyla Fusobacteria, Firmicutes, Tenericutes and Proteobacteria. OTUs which were unique to individual birds and to single species formed approximately half of the communities identified, suggesting that stomach microbiota variability can occur in penguins that forage and breed under similar environmental conditions.