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Tech Time: Collaboration beats competition

first_img 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr “We’re not scared of fintech.”Nor should you be, explains CUES member Andrew Kempf, president of $450 million 4Front Credit Union, Traverse City, Mich. “If it makes things better for member experience, then we embrace the concept,” says Kempf.Embracing fintech can mean a lot of things, but 4Front CU and four other Michigan credit unions have moved beyond support to startup investment, collaboration and ownership.“Fintech and the collaboration of credit unions is important because there are some very smart people out there, entrepreneurs that have ideas credit unions haven’t even thought of,” Kempf suggests. “It’s important that we be open-minded—we’re all concerned fintech is going to ‘eat our lunch,’ but if we collaborate, we can all have a bigger lunch.”These like-minded credit unions, including $855 million Community Choice Credit Union, Farmington Hills, Mich.; $632 million LAFCU, Lansing, Mich.; $489 million Team One Credit Union, Saginaw, Mich.; and $724 million Wildfire Credit Union, Saginaw, Mich.—along with Credit Union Solutions Group, Livonia, Mich., an arm of the Michigan Credit Union League—joined forces to cooperatively search for opportunities to innovate. For the past couple of years, the CUs have gathered for an annual “CUSO conference.” continue reading »last_img read more

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Don’t count on the NFL in LA

first_imgIt seems that every year another “NFL to Los Angeles” headline pops up. The Los Angeles Rams and Raiders fans appear in mass numbers, the NFL dismisses the notion, and a few weeks later it’s as if the rumor never happened.This NFL offseason has produced not one, not two, but three possible teams heading to L.A. as soon as the 2016 season. Rams owner Stan Kroenke has publicly said he will be moving his team to Inglewood to play in an 80,000 seat stadium built on the former site of the Hollywood Park racetrack.The Raiders and Chargers have proposed a joint stadium located in Carson that would host both teams and contain a large number of restaurants and other venues surrounding the stadium, similar to L.A. Live next to the Staples Center.All this happened while a proposal for a stadium located next to the Staples Center with funding, a naming sponsorship and city backing sat waiting for a team to commit.That plan now joins the approximately one million, just  maybe a slight exaggeration, other stadium/team proposals that L.A. has seen since the Rams and Raiders bolted in 1994.Now, these stadium proposals sound nice and all, but I’m not buying into it yet. Not until shovel hits dirt will I believe that America’s biggest sport will return to the City of Angels.In my 21 years of life, I’ve been let down too many times from these fake rumors.Let’s just go over a brief history of the past 20 years since the NFL left before I explain why you shouldn’t get too excited over these new stadium proposals.In just over 20 years, Los Angeles has been linked to almost half of the teams in the NFL. In 1997, the Seahawks were supposed to move before getting a new stadium.In 1999, the expansion team was supposed to be in L.A. before Houston swooped in and convinced the NFL otherwise. In 2002, the Colts were supposed to move from Indianapolis before getting a new stadium.In the late 2000s, the 49ers, Vikings and Bills were all linked to Los Angeles before getting new stadiums from their respective cities.The reason I’m pointing this history out is because owners have used Los Angeles as a bargaining tool against cities that threaten to provide no funding for a new stadium. Owners have been taking advantage of L.A.’s vacancy as a way to leverage themselves.Imagine you have two friends: one who will buy you lunch, and another who won’t. You’d be much more likely to go to lunch with the friend who will buy you a nice sandwich than with the one who is going to leave you with the bill.Or, simply put, why would a small market team with an ancient stadium stay in a place like Minneapolis or Buffalo when sunny, beautiful California is awaiting?This is the main reason I am not willing to buy into these rumors that L.A. will have three teams playing here in fewer than two years.All these teams — the Rams, Raiders and Chargers -— play in some of the oldest stadiums in the NFL and have long been trying to get public financing for new stadiums.Adding to the controversy is the fact that the NFL has not backed either plan. NFL Commissioner Roger Goodell spoke Wednesday at the annual NFL meeting, and his words were not comforting to L.A. fans.“First, let me just say we’re focused on doing this right,” Goodell said. “If we go back to the Los Angeles market, we want to succeed for the long term, and we have a lot to do to get to that place. So we’re not focused on ‘16.”The fact that the NFL is not in the nation’s second largest market is inconceivable. L.A. teams such as the Lakers and Trojans are international brands that stretch all across the globe. With the NFL’s recent obsession with becoming a global game, one would figure L.A. would be the first step.The fact that the NFL has yet to back any of these plans has me feeling iffy on the whole subject.Furthermore, any team that does relocate to L.A. would have to play in a temporary stadium, such as the Rose Bowl or the Coliseum.The Rose Bowl is the most viable and realistic option, but if two teams were to move here like many expect, that would mean the stadium would host three teams.The venue is already limited to a certain number of days it can host events, meaning one team would have to play in the not-fully-suitable Coliseum.The NFL might very well return to Los Angeles in the near future, and it absolutely should.For now, however, I’m not buying into any rumors until I see a stadium being built, whether it be in Inglewood, Carson or some other city in Los Angeles.Nick Barbarino is a junior majoring in business administration. His column “Beyond the Arc” runs Fridays.last_img read more

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CL: Mane hits hat-trick as Liverpool crush toothless Porto

first_imgRoared on by the home fans, Porto started brightly and Brazilian midfielder Otavio was denied an early goal by a last-ditch tackle from Lovren.But it didn’t take Liverpool long to grow into the game, as left-back Andrew Robertson fired over on his Champions League debut and Ivan Marcano’s brave block prevented Firmino from heading in.But the five-time European champions were gifted the lead in the 25th minute as Porto goalkeeper Jose Sa, who has replaced former Real Madrid great Iker Casillas this season, allowed Mane’s tame strike to squirm underneath his body and into the net.Mane has been overshadowed so far this term by the blistering performances of Firmino and Salah, but the Senegalese forward’s first goal in six games was his fourth in the Champions League.– Salah’s delightful skill –Liverpool took total control of the tie just four minutes later as Salah scored in style.James Milner’s strike crashed into the post, but the Egyptian star was on hand to flick the ball over the onrushing Sa with a magnificent piece of skill and slot into the net.The visitors were utterly dominant, but Tiquinho Soares, playing in place of the injured Vincent Aboubakar, fired narrowly wide for Porto on the stroke of half-time.Porto had plenty of the ball but were always vulnerable to Liverpool’s waves of rapid counter-attacks, and Mane made it three shortly after the restart.The away side cut the Portuguese league leaders to shreds with a series of first-time flicks and passes, and after Firmino was denied by Sa, Mane was on hand to tap in the rebound.The visitors’ relentless pressure meant another goal was almost inevitable, and it arrived when Milner picked out Firmino from a posse of unmarked Liverpool shirts in the centre to slot home his seventh Champions League goal of the campaign.The English outfit still weren’t finished, though, as Mane’s long-range effort flew past Sa with five minutes remaining to round off the procession in fine fashion. Share on: WhatsApp Porto, Portugal | AFP | Sadio Mane scored a brilliant treble as Liverpool romped to a 5-0 thrashing of Porto at the Estadio do Dragao on Wednesday to march towards the Champions League quarter-finals.Mane fired the away side ahead in the first leg of the last-16 clash, before Mohamed Salah’s audacious finish for his 30th goal of the season quickly made it two.The Senegalese forward slotted in his second as Liverpool completely outclassed their opponents, with Roberto Firmino adding his name to the scoresheet with 20 minutes to play, before Mane’s searing strike completed his first European hat-trick.“It was important to play as a team and we did, we played great football from the beginning,” Mane told BT Sport.“We created so many chances and we scored five. It was well deserved.”Playing in the last 16 of the competition for the first time in nine years, Liverpool are now all but certain to reach the quarter-finals ahead of the second leg at Anfield on March 6.Jurgen Klopp’s men had scored 23 goals in the group stage and continued that scintillating form in Portugal to become the top-scorers in this season’s competition, while the defensive frailties that have plagued them at times this season never resurfaced as Dejan Lovren and Virgil van Dijk put in accomplished displays at the back.“I saw a lot of fantastic performances tonight. The result is only possible if they are all spot on,” said Klopp.“Of course, Sadio is man of the match, three fantastic goals, but they all did well and that is the only way to be successful.”Sergio Conceicao’s deflated Porto will now turn their attentions back to domestic matters, where they hold a two-point lead in the league and are in the Cup semi-finals.last_img read more

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Mourinho hails McTominay after leaving out Pogba for Sevilla draw

first_imgSeville, Spain | AFP | Jose Mourinho described Scott McTominay as “fantastic” in response to his decision to select the young midfielder ahead of Paul Pogba for Wednesday’s Champions League last 16, first-leg draw with Sevilla.Pogba had been left out of the starting line-up for the goalless draw with Mourinho apparently unhappy after the French star withdrew from last weekend’s FA Cup win at Huddersfield Town citing illness.That followed criticism from Mourinho of Pogba’s recent performances, with the Portuguese making a statement by selecting McTominay, 21, alongside Ander Herrera and Nemanja Matic in midfield.Mourinho later complained that there had been too much focus on Pogba before and after the match, and not enough on a player making his second Champions League start.“In my pre-match interview I had four questions and three were about Paul, and Paul was not even playing. That’s a bit strange,” he said.“If I was one of you (journalists), I would ask if the Manchester United manager agrees that Scott McTominay had a fantastic performance, and my answer would be that yes, he had a fantastic performance. “He looked a senior player, a player with great maturity. Scott probably looked like a man with dozens and dozens of matches in the Champions League when this is only the second (start).”Pogba played most of the game anyway, being sent on after just 17 minutes when injury forced Herrera off.The French star played his part in a typically cautious, backs-to-the-wall away European performance from Mourinho’s side. But, tellingly, he later refused to stop for journalists in the mixed zone of the Sanchez Pizjuan.“Paul made a big effort to try to give the team what I asked of them,” insisted Mourinho.“He gave us stability. For a match away to Sevilla we had a good percentage of the ball, and I think Paul had responsibility for that.”Share on: WhatsApp Pages: 1 2last_img read more

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Ben and Mimi rise to the Rose challenge

first_img Tags: England teams, Somerset, Yorkshire Ben Schmidt and Mimi Rhodes flew the flag for England as they claimed brilliant victories in the Justin Rose Telegraph Junior Golf Championship at Quinta do Lago.England Men’s squad player Schmidt has already described 2019 as being ‘crazy’ after winning both the Brabazon and Carris trophies.This week in Portugal, the year became a little bit crazier for the 17-year-old as he claimed a stunning 15-shot victory over the rest of the field in the boys’ event.An opening round of 68 was followed by two consecutive scores of 69 as he finished on 10-under par – the only player in the competition to finish the week in red numbers.Fellow England golf squad member Max Hopkins was tied for second alongside Ireland’s Aaron Marshall.Yorkshire’s Schmidt impressed host and former US Open champion Rose with his performance over the week – even winning the longest drive event in the pre-tournament AM/AM!Rhodes also set the tone for her week by winning the longest drive event for the girls – and followed it up with a brilliant performance during the championship itself.With sister Patience also taking part, Mimi was tied with Scotland’s Carmen Griffiths going into Friday’s play.After rounds of 75 and 77, Somerset’s Rhodes saved the very best until last.An amazing birdie, birdie, eagle finish for the 17-year-old allowed her to storm home in 32 shots.The one-under par round of 71 left rivals trailing in her slipstream and gave her a four-shot margin of victory over Wales’ Darcey Harry.Photograph credit: Getty Images 15 Nov 2019 Ben and Mimi rise to the Rose challenge last_img read more

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