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New Finance Director at Charities Aid Foundation

first_imgMike Dixon, the former Chief Executive of HSBC Insurance Brokers, will be the new Finance Director at the Charities Aid Foundation. Starting on 1 March, he will report to the charity’s Chief Executive, John Low.Low said: “Mike brings with him a wealth of experience and knowledge in finance, insurance and FSA-regulated organisations. He has a proven track record of strong financial management, innovation and business growth, which will help us to generate more funds for charities aiding them to achieve even more.”Dixon, who in 2006 became a trustee of drug and alcohol treatment charity Addaction, said: “It has been a long held ambition of mine to move into the charitable sector.”www.cafonline.org Howard Lake | 26 February 2008 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Charities Aid Foundation Finance Recruitment / people  31 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis New Finance Director at Charities Aid Foundation About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Foreclosure moratorium needed as Bank of America gets ongoing federal bailout

first_imgMoratorium leader Vanessa Fluker speaks at Oct. 21 BOA protest in Detroit. WW photo: Kris HamelThe nationalization of the U.S. mortgage industry by the federal government — a takeover implemented by the Democrats and Republicans to bail out Bank of America and other banks at the expense of homeowners and their communities — opens the door for activists to demand a reversal of these anti-people policies.The first step in stopping the massive, ongoing foreclosure crisis is to demand that President Barack Obama immediately declare a moratorium to stop all foreclosures and foreclosure-related evictions, and then move to implement a plan to reduce the amount owed on the 11.1 million homes currently underwater to reflect their real value.The Federal Housing Finance Agency was created by Congress through the Housing and Economic Recovery Act of 2008. Under HERA, the FHFA, a government agency, assumed complete control over Fannie Mae and Freddie Mac, which at the time were quasi-government corporations that controlled approximately half of all mortgages.Since 2008, Fannie Mae and Freddie Mac have bought up trillions of dollars in failing mortgages from investor trusts. This operated as a silent bailout to the banks, with the banks being paid full value on inflated and predatory loans. Fannie Mae and Freddie Mac then evicted the homeowners following foreclosures and dumped the homes for a fraction of their value, with taxpayers absorbing the losses.The cost to taxpayers for this practice thus far has been $180 billion, with the Congressional Budget Office estimating the ultimate bailout as $389 billion, while many private estimates are much higher.According to the FHFA’s 2012 report to Congress, since the federal takeover of Fannie Mae and Freddie Mac was completed in September 2008, Fannie Mae and Freddie Mac have guaranteed three out of every four mortgages originated since that date. Mortgages guaranteed by the Federal Housing Authority make up the rest. A complete nationalization of the mortgage industry by the federal government has occurred.Nationalization gives banks big profitsThe federal government pays the banks that originate mortgage loans. Bank of America and other banks, which get zero-percent-interest loans from the Federal Reserve, charge borrowers 4 percent interest, and then pocket the difference when the loans are purchased by the federal government. This practice has resulted in the banks continuing to make record profits. (New York Times, Aug.8)The HERA mandated that the FHFA implement a plan to maximize assistance to homeowners to minimize foreclosures, considering the net present value to taxpayers. The Emergency Economic Stabilization Act of 2008 — also known as the $700 billion bank bailout bill — similarly mandated the U.S. Treasury to implement loan modification and refinancing programs to aid homeowners.Despite the federal takeover of mortgage loans, the Obama administration has relied on the banks to implement loan modification programs such as the Home Affordable Modification Program, which was trumpeted as a means of preventing up to 4 million foreclosures. With the banks being paid full value by the government on their inflated home loans, and making millions of dollars in fees on foreclosures, they have no incentive to work with homeowners.As a result, the modest modification programs announced by President Obama have been a failure, helping less than one-quarter the number of families who have applied. (New York Times, Aug. 19)By the FHFA’s own estimate, 11.1 million mortgage loans are underwater, meaning the mortgage amount owed is greater than the value of the home. The FHFA acknowledges that the reduction in house prices has resulted in a decline in housing wealth from 2005 to 2011 of $7 trillion. (FHFA Review of Options report)Despite this reality, FHFA director Edward DeMarco has refused to implement any programs that would reduce principal on mortgages. A July 31 New York Times article implied Demarco was “defying President Obama” by this refusal. DeMarco, however, is a temporary appointment of President Obama, who could fire and replace him.President has authority to take actionThe foreclosure crisis shows no signs of slowing. In addition to the 10.9 million foreclosures between 2007 and 2011, in a January speech William Dudley, president of the New York Federal Reserve, predicted an additional 3.6 million foreclosures for 2012-2013.Fannie Mae and Freddie Mac own approximately 180,000 vacant homes. The FHFA plans to sell these homes cheap to investors like Goldman Sachs — who helped create the foreclosure crisis — so they reap more profits as rental properties. (Real Estate Insider, Dec. 4)The struggle to stop this foreclosure epidemic, which is devastating the lives of millions in the U.S., involves several forms, from anti-eviction home defenses to the launching of a political movement that targets the federal government for bailing out the banks at the people’s expense.We must demand that President Obama immediately implement a three-year federal moratorium to halt all foreclosures and related evictions, and that he place a director over the FHFA who will begin reducing principal to market value on home mortgages for the benefit of homeowners and their families.The vacant homes held by the federal government must be used to house the homeless, not line the pockets of investors, and the government should implement a jobs program to rehabilitate these homes for people’s use.Goldberg is a people’s anti-foreclosure attorney in Detroit and a leading organizer of the Moratorium NOW! Coalition to Stop Foreclosures, Evictions & Utility Shutoffs.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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Malick Ali Maiga

first_imgInformation hero Malick Ali Maiga MaliAfrica Tshivis Tshivuadi Democratic Republic of Congo Find out more Queirós Anastácio Chiluvia Angola Find out more to go further Hassan Ruvakuki Burundi Find out more Follow the news on Mali See morecenter_img Malick Ali Maiga was a presenter for Adar Koima (Joy of the Hill), the last of the six radio stations in the northern city of Gao to keep going after the rebel MUJAO and MNLA groups took the city in March 2012 and repeatedly threatened its journalists. He drove around at night and saw these self-styled men of God committing abuses and trafficking in drugs. In May 2012, MNLA members gave him a severe beating and “advised” him to refer to Azawad (“liberated” northern Mali) in more positive terms. After residents helped to free him, he continued to provide news coverage for the city he loves so much “Gao is home for me (…) everyone there is my family.” He was attacked again in August 2012, this time by MUJAO members, after reporting on the air that a protest had prevented the amputation of a youth’s hand for theft. He was beaten with rifle butts for two hours and left unconscious outside Gao’s hospital. After that, he finally fled to the safety of Bamako. But the Islamists did not weaken his resolve and he continues to work as a journalist in the capital. Help by sharing this information MaliAfrica Maydaneh Abdallah Okieh Djibouti Find out more Eric Topona Chad Find out more Receive email alertslast_img read more

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Rathkeale Do Not Drink Notice extended to Knockaderry

first_imgEmail Twitter Linkedin TAGSEnvironmentlimerickLimerick CountyNews RELATED ARTICLESMORE FROM AUTHOR Limerick’s National Camogie League double header to be streamed live Predictions on the future of learning discussed at Limerick Lifelong Learning Festival WhatsApp Limerick Ladies National Football League opener to be streamed live Printcenter_img Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash Donal Ryan names Limerick Ladies Football team for League opener WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Previous articleThree Limerick boxers depart for international competitionsNext article48 greyhounds still in the hunt as St Leger continues at Limerick this weekend Alan Jacqueshttp://www.limerickpost.ie Advertisement NewsEnvironmentRathkeale Do Not Drink Notice extended to KnockaderryBy Alan Jacques – October 9, 2018 2001 Facebook A DO Not Drink notice, which has been in place for the Rathkeale Public Water Supply has now been extended to include Knockaderry, following advice from the Health Service Executive (HSE).The notice has been put in place as a precautionary measure following an increase in turbidity (a measure of the cloudiness of water) in the raw water source in the area. It will remain in place until further notice.Sign up for the weekly Limerick Post newsletter Sign Up “The Do Not Drink notice has been extended to Knockaderry as a precautionary measure to protect customers in the area. We acknowledge that this will cause inconvenience for people living in the area and would like to assure our customers that we will continue to work closely with Limerick City and County Council and the HSE to monitor the supply and lift the notice as quickly as it is safe to do so,” said Ian O’Mahony, Irish Water Operations Lead for Limerick.Irish Water drinking water compliance and operational experts are working with Limerick City and County Council to resolve this situation as soon as possible. In addition, crews are carrying out drilling work to identify possible new water sources.A tanker of water will be available at the Square in Rathkeale and in Knockaderry village. If elderly or vulnerable customers have particular requirements for water they can contact 1850 278 278.last_img read more

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The Best American Cities for Public Transit

first_img Servicers Navigate the Post-Pandemic World 2 days ago There are many things to consider when homebuyers decide where to hunt for a new house. While issues such as affordability, taxes, and safety are all key factors, the ability to actually get around town can be a major concern as well. Living within walking distance isn’t possible for most people, so availability of public transportation can impact whether a market becomes a hotbed for home shoppers or cools off instead. Now Redfin has ranked the best American cities in terms of public transportation. Knowing which American cities earned the best Transit rating could prove another important factor to keep in mind for investors deciding where to plant their financial seeds.Redfin’s Transit Score rankings evaluate cities based on “how convenient they are to public transportation.” In other words, is public transportation an option for most jaunts around town? If so, is it actually convenient, or would a trip by bus require hiring an Uber to get to the station on the other side of town?New York tops Redfin’s list with a Transit Score of 85.3, up 1.2 points over 2016 and holding first place for the second year in a row. New York is practically synonymous with public transportation, so there’s definitely no surprise there. In fact, the order of the top 6 best cities for public transportation has remained unchanged since Redfin launched Transit Score in 2012. San Francisco holds second place with a score of 80.4, unchanged since 2016. Boston is third, down 1.8 points year-over-year with a Transit Score of 72.6. From there, the rest of the top 10 includes Washington, D.C. (68.5), Philadelphia (66.8), Chicago (65.0), Seattle (59.6), Minneapolis (57.6), Baltimore (57.2), and Honolulu (57.2).“Seattle is not only the coolest city in the country—we are now one of the most transit-friendly cities,” said Seattle Mayor Jenny Durkan. “For our visitors, commuters, and residents, public transit is safe, affordable, and a vital component in making sure our city is accessible to all. With the opening of new light rail stations and one of the highest bus riderships in the country, Seattle is making significant strides towards becoming a world-class transit city.”Honolulu Mayor Kirk Caldwell also weighed in on the results, saying, “Honolulu has been a public transportation city for many years now and the fact that our residents and visitors use TheBus an average of 214,000 trips every weekday is a testament to this fact. The new Transit Score ranking announced today by Redfin is proof that the nearly 2,000 workers who keep our bus system running strive for excellence each and every day, and our commitment to a transit system that covers all of O’ahu will only improve once our rail project begins service along our busiest and most populated corridor.”Raleigh, North Carolina saw the largest Transit Score increase for the year, up 6.3 points year-over-year to 28.9. Raleigh was also recently listed as one of the top housing rental investment markets for 2018 by Forbes and Local Market Monitor, coming in fourth behind Orlando, Florida; Provo-Orem, Utah; and Jacksonville, Florida.The rest of the top 5 cities that saw the largest yearly score increases include Phoenix, Arizona (+3.8); Aurora, Colorado (+3.5); Seattle, Washington (+2.6); and Atlanta, Georgia (+1.7).Redfin’s Transit Score algorithm calculates its scores by “summing the relative usefulness of public transit (bus, subway, light rail, ferry, etc.) routes near a given location. Usefulness is defined as the distance to the nearest stop on the route, the frequency of the route, and type of route (with twice as much weight given to heavy/light rail than to bus service). Transit Score is based on data published in General Transit Feed Specification (GTFS) format by transit agencies across the country.”You can read the full Redfin report by clicking here. The Best American Cities for Public Transit About Author: David Wharton  Print This Post Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Housing Markets Investments public transportation Redfin rental investments 2018-03-06 David Wharton in Daily Dose, Featured, Headlines, Journal, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: In San Francisco, $1 Million Buys an ‘Earthquake Shack’ Next: Pennsylvania Supreme Court Addresses Foreclosure Notice Requirements Home / Daily Dose / The Best American Cities for Public Transitcenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Housing Markets Investments public transportation Redfin rental investments Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago March 6, 2018 2,474 Views Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

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Benjamin Carson on HUD: “A Force for Fairness”

first_img  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Ben Carson Discrimination facebook Fair Housing Act HUD Washington Post 2019-04-09 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Benjamin Carson on HUD: “A Force for Fairness” Data Provider Black Knight to Acquire Top of Mind 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. About Author: Seth Welborn Demand Propels Home Prices Upward 2 days ago Previous: Appraising Appraisals Next: Cities in the Crosshairs—Is a Housing Crisis Ahead? Share Save Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, Newscenter_img April 9, 2019 1,265 Views The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Ben Carson Discrimination facebook Fair Housing Act HUD Washington Post The Best Markets For Residential Property Investors 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Benjamin Carson on HUD: “A Force for Fairness” Servicers Navigate the Post-Pandemic World 2 days ago “HUD will always be a force for fairness,” said Department of Housing and Urban Development (HUD) Secretary Benjamin Carson in an opinion piece submitted to the Washington Post. Secretary Carson wrote the Washington Post in response to an article discussing Carson’s decision to level a complaint against Facebook for “encouraging, enabling, and causing” unlawful discrimination through its targeted advertising system.“The April 1 editorial ‘Mr. Carson’s curious move’ was both right and wrong at the same time,” said Carson.“The editorial claimed that HUD is attempting to ‘unravel’ Obama-era fair housing rules. It is not,” Carson continued. “The editorial asserted that HUD is removing the words “inclusive” and “free from discrimination” from the agency’s mission. It is not. The editorial suggested my past statements on the role of government in our public life indicate a lack of commitment to fairness. They do not. HUD’s mission is to create strong, sustainable, inclusive communities that are free from discrimination.”According to Secretary Carson, housing discrimination is a real problem in the U.S, one that HUD is seeking to address.“The day I announced the Department of Housing and Urban Development’s discrimination charge against Facebook, I said, ‘Using a computer to limit a person’s housing choices can be just as discriminatory as slamming a door in someone’s face.’ I meant those words,” Secretary Carson told the Washington Post. ‘The editorial’s skepticism was based on some imaginary belief that I and the federal agency I lead seem “more interested in dismantling housing protections than ensuring they are respected.’ Those apprehensions were built on sand.”HUD claims Facebook enables advertisers to control which users receive housing-related ads based upon the recipient’s race, color, religion, sex, familial status, national origin, disability, and/or ZIP code. Additionally, the claim alleges that Facebook then invites advertisers to express unlawful preferences by offering discriminatory options, allowing them to effectively limit housing options for these protected classes under the guise of “targeted advertising.”“Facebook is discriminating against people based upon who they are and where they live,” said HUD Secretary Ben Carson in his announcement.Secretary Carson’s letter to the Washington Post can be found here. Subscribelast_img read more

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Public meeting regarding the retention of Lifford Hospital taking place on Friday

75 positive cases of Covid confirmed in North Previous articleHoward loses challenge to holding of an inquest into death of Arlene ArtkinsonNext articleFinance Minister opens budget speech by criticising FF government News Highland RELATED ARTICLESMORE FROM AUTHOR Twitter Main Evening News, Sport and Obituaries Tuesday May 25th Man arrested on suspicion of drugs and criminal property offences in Derry News Facebook Further drop in people receiving PUP in Donegal Facebook Twitter Google+ Pinterest 365 additional cases of Covid-19 in Republic Pinterest Google+ By News Highland – December 6, 2011 WhatsApp Public meeting regarding the retention of Lifford Hospital taking place on Friday WhatsApp A public meeting regarding the retention of Lifford Hospital is to take place this Friday night.It will be held at 8 o clock in the Lifford Community Centre, and all six Donegal TD’s, the two Donegal Senators and all elected councillors have been invited to attend.According to an internal HSE document which was recently leaked, Lifford is one of a number of community hospitals and facilities in Donegal which are currently under review, and the only one identified for closure.Secretary of the Friends of Lifford Hospital, Sylvester Magee, says he’s expecting a big turnout….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/12/syl.mp3[/podcast] Gardai continue to investigate Kilmacrennan fire read more

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[IBC] Is Moratorium Applicable to Suits Filed By Corporate Debtor?: SC Issues Notice [Read Order]

first_imgNews Updates[IBC] Is Moratorium Applicable to Suits Filed By Corporate Debtor?: SC Issues Notice [Read Order] LIVELAW NEWS NETWORK17 Oct 2020 2:08 AMShare This – xIs the provision of moratorium in Section 14(1)A of Insolvency and Bankruptcy Code, 2016 only applicable to civil suits filed against the corporate debtor?, the Supreme Court has issued a notice in an SLP which raises this issue.The Special Leave Petition is filed against a Bombay High Court order contending that the High Court erred in its interpretation of Section 14(1)A of Insolvency…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginIs the provision of moratorium in Section 14(1)A of Insolvency and Bankruptcy Code, 2016 only applicable to civil suits filed against the corporate debtor?, the Supreme Court has issued a notice in an SLP which raises this issue.The Special Leave Petition is filed against a Bombay High Court order contending that the High Court erred in its interpretation of Section 14(1)A of Insolvency and Bankruptcy Code, 2016. The bench comprising Justices L. Nageswara Rao, Hemant Gupta and Ajay Rastogi issued notice in this SLP on Thursday.Section 14(1)A empowers the Adjudicating Authority to declare moratorium for prohibiting the institution of suits or continuation of pending suits or proceedings against the corporate debtor including execution of any judgment, decree or order in any court of law, tribunal, arbitration panel or other authority.The Delhi High Court has held that moratorium under Section 14 of the Insolvency and Bankruptcy Code will not bar trial of suit by the corporate debtor and a counter-claim in such suit if issues and facts in both are intertwined.  Similarly, a division bench of Madras High Court has also held that the moratorium order passed under Section 14 of the Insolvency and Bankruptcy code would prohibit all the proceedings including the proceedings initiated by the corporate debtor.Case: MALAYAN BANKING BERHAD vs. USHDEV INTERNATIONAL LTD. & ORS. [Diary No(s).5960/2020]Coram: Justices L. Nageswara Rao, Hemant Gupta and Ajay RastogiClick here to Read/Download OrderRead Order Next Storylast_img read more

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Construction on Wastewater Treatment Plant in Bundoran to begin

first_img Google+ Homepage BannerNews Facebook Facebook Harps come back to win in Waterford WhatsApp Pinterest RELATED ARTICLESMORE FROM AUTHOR Twitter Google+ Irish Water has confirmed it will shortly begin construction on a new Wastewater Treatment Plant for Bundoran.The seaside town has no treatment plant at the moment and untreated wastewater is currently being discharged into the sea at Bundoran Bay.The recently published EPA report “Focus on Urban Waste Water Treatment in 2013” highlighted a number of towns and villages across the country where there is inadequate or no wastewater treatment.Under its Capital Investment Programme, Irish Water is prioritising projects to address these deficits, including a new treatment plant for Bundoran.Irish Water says it now plans to secure the land rights necessary to complete the work by Compulsory Purchase Order, before the contract can be awarded.The land areas subject to the CPO, on which there are no properties, are in Magheracar and Drumacrin, Bundoran and affected land owners have been advised and can lodge objections with An Bord Pleanala on or before 2nd July next.Approximately, €9M will be spent on the Wastewater Treatment Plant and associated pumping stations, sewers, outfalls and the access road in Bundoran. WhatsAppcenter_img Twitter Loganair’s new Derry – Liverpool air service takes off from CODA Previous articleHighland’s LIVE Club Tour starts Sunday 31st MayNext articleDeclan Bonner says abuse of Michael Carroll is toxic admin Pinterest By admin – May 22, 2015 News, Sport and Obituaries on Monday May 24th Construction on Wastewater Treatment Plant in Bundoran to begin Important message for people attending LUH’s INR clinic Arranmore progress and potential flagged as population grows DL Debate – 24/05/21 last_img read more

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BYU Football Addresses Media Following First Practice of Season

first_img FacebookTwitterLinkedInEmailPROVO, Utah-Tuesday, BYU football commenced their first practice of the season and addressed the media.Head coach Kalani Sitake is 27-25 (.519) as he enters his fifth season at the helm of the program.In remarks made to the media Tuesday, Sitake expressed the following:Other members of the program to address the media Tuesday included senior linebacker Isaiah Kaufusi and senior tight end Matt Bushman.Kaufusi, who has four career interceptions, 10.5 career tackles for a loss, one career sack, one career forced fumble and two career fumble recoveries, has his remarks below.Bushman has 125 career receptions for 1,719 yards and nine scores. His comments are below.At this stage, it is uncertain when the Cougars’ season will commence. August 4, 2020 /Sports News – Local BYU Football Addresses Media Following First Practice of Season Brad James Written by Tags: BYU Footballlast_img read more

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